Consumer Spending Habits Are Changing — What to Know

January 8, 2021 Penny Matthews 0

The COVID-19 pandemic has been the biggest overnight financial shakeup in our country’s history. Its effects will be felt for years into the future, if not permanently. On the economic front, it’s caused a huge change in consumer spending, largely due to how people’s income and living/working patterns have shifted.  How Income Is Changing According […]

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Buying a Home for the First Time? Avoid These Mistakes

January 8, 2021 Penny Matthews 0

Buying a home, especially if you’re a first-time home buyer, can be daunting and nerve racking. But it does not have to be. LendingTree’s online loan marketplace has got you covered – at least when it comes to getting a mortgage. A 2016 study by the Office of Research of the Bureau of Consumer Financial …

The post Buying a Home for the First Time? Avoid These Mistakes appeared first on GrowthRapidly.

5 Tips for Keeping Your Business Afloat During COVID-19

January 8, 2021 Penny Matthews 0

Many businesses are laying off employees or shutting doors, at least temporarily during the coronavirus pandemic. Only you can make the decision about what’s right for your business—and you should do so in consultation with business experts such as CPA advisers or business coaches. You’ll also want to make sure that you are following the… Read More

The post 5 Tips for Keeping Your Business Afloat During COVID-19 appeared first on Credit.com.

How I Invest

January 8, 2021 Penny Matthews 0

You asked, so here’s the answer. Let’s breakdown my investment accounts, asset class choices, and why I make those choices.

How Is a Fraud Alert Different from a Credit Freeze or Lock?

January 7, 2021 Penny Matthews 0

Hackers steal more than 1 million records globally every hour. And improvements in technology make it easier—not harder—all the time for cyber thieves to access your personal and financial information. While identity theft is a scary thought, you aren’t helpless. ExtraCredit provides tools to help you not feel helpless. Sign up for dark web monitoring… Read More

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How Much Does It Cost to Refinance?

January 7, 2021 Penny Matthews 0

For millions of American homeowners, their mortgage payment is one of their greatest financial commitments. With mortgage rates hitting record lows this year, it’s no wonder that people are interested in the possibility of refinancing their homes. Instead of only…

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The post How Much Does It Cost to Refinance? appeared first on MintLife Blog.

How Much Your Monthly Food Budget Should Be + Grocery Calculator

January 7, 2021 Penny Matthews 0

Your grocery bill can add up fast. From dinner entrées to snacks, the amount you spend directly affects your other financial goals. Luckily, there are some guidelines to ensure you’re not overspending.  Use the grocery calculator below to estimate your…

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The post How Much Your Monthly Food Budget Should Be + Grocery Calculator appeared first on MintLife Blog.

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What Are Mutual Funds? Understanding The Basics

January 7, 2021 Penny Matthews 0

If you’re one of those investors with very little time to research and invest in individual stocks, it might be a good idea to look into investing in mutual funds. Whether your goal is to save money for retirement, or for a down payment to buy a house, mutual funds are low-cost and effective way …

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