How Is a Fraud Alert Different from a Credit Freeze or Lock?

January 7, 2021 Penny Matthews 0

Hackers steal more than 1 million records globally every hour. And improvements in technology make it easier—not harder—all the time for cyber thieves to access your personal and financial information. While identity theft is a scary thought, you aren’t helpless. ExtraCredit provides tools to help you not feel helpless. Sign up for dark web monitoring… Read More

The post How Is a Fraud Alert Different from a Credit Freeze or Lock? appeared first on Credit.com.

How Much Does It Cost to Refinance?

January 7, 2021 Penny Matthews 0

For millions of American homeowners, their mortgage payment is one of their greatest financial commitments. With mortgage rates hitting record lows this year, it’s no wonder that people are interested in the possibility of refinancing their homes. Instead of only…

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The post How Much Does It Cost to Refinance? appeared first on MintLife Blog.

What Are the Best Car Loans When You Have Bad Credit?

January 7, 2021 Penny Matthews 0

If you have bad credit and need a car loan, there are some challenges when compared to obtaining a standard car loan. However, pick your head up because there are a handful of great lenders that specifically tailor their programs to people with bad credit. We researched the landscape of lenders that can help you […]

The post What Are the Best Car Loans When You Have Bad Credit? appeared first on Good Financial Cents®.

How to Build Good Credit in 10 Painless Steps

January 7, 2021 Penny Matthews 0

If you want to whip your finances into shape, here’s a good New Year’s resolution: improving your credit score. A lot of New Year’s resolutions fail because they’re so extreme. Think of all the bonkers weight-loss and money-saving goals that surface at the start of every year. This resolution is different. No extreme measures are […]

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How to Contact a Real Person at a Credit Bureau

January 7, 2021 Penny Matthews 0

The information that credit bureaus collect affects just about every aspect of your life. Whether you’re approved for a credit card, get a good mortgage rate, can rent an apartment or even get a job – they all can hinge … Continue reading →

The post How to Contact a Real Person at a Credit Bureau appeared first on SmartAsset Blog.

Experian Credit Score vs. FICO Score

January 7, 2021 Penny Matthews 0

When you think “credit score,” you probably think “FICO.” The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product… Read More

The post Experian Credit Score vs. FICO Score appeared first on Credit.com.