Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack]

January 7, 2021 Penny Matthews 0

In the 1980s, self-driving cars and smartphones without antennas were only things you’d see in movies — unimaginable futuristic goals. Now, these “impossible” inventions are part of people’s everyday lives. These innovative ideas were thought to be outlandish years ago…

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The post Why Set Impossible Goals for 2021? [The Ultimate New Year’s Savings Hack] appeared first on MintLife Blog.

Late Payments, Credit Scores and Credit Reports

January 7, 2021 Penny Matthews 0

A missed credit card or loan payment can have a seriously detrimental effect on your credit report. The golden rule of using a credit card is to make your payments on time every time, building a respectable payment history, avoiding debt, and keeping your creditor happy. But what happens when you fall behind with your […]

Late Payments, Credit Scores and Credit Reports is a post from Pocket Your Dollars.

How to Build Good Credit in 10 Painless Steps

January 7, 2021 Penny Matthews 0

If you want to whip your finances into shape, here’s a good New Year’s resolution: improving your credit score. A lot of New Year’s resolutions fail because they’re so extreme. Think of all the bonkers weight-loss and money-saving goals that surface at the start of every year. This resolution is different. No extreme measures are […]

This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.

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By: Jeanine Skowronski

January 7, 2021 Penny Matthews 0

If the purported collector calls again, you can ask for written verification of the debt and the amount you owe. They are required to provide this by law and making this request is a good start to pinning down whether or not you are dealing with a legitimate debt collector. If you are dealing with a scammer and you are worried that you handed over sensitive personal information, you may want to put a fraud alert or even a credit freeze on your credit reports. You can find more information here: https://www.credit.com/credit-reports/credit-freeze-legislation/ http://blog.credit.com/2013/10/talking-to-a-debt-collection-scammer-69424/ Thanks, Jeanine

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Improve Your Credit Score In 2021 With These 11 Proven Steps

January 7, 2021 Penny Matthews 0

Your credit score has a huge impact on your overall financial well-being. A good score will help you to buy a new car, purchase your first home, or just take a relaxing vacation overseas. However,…

The post Improve Your Credit Score in 2021 With These 11 Proven Steps appeared first on Crediful.

Experian Credit Score vs. FICO Score

January 7, 2021 Penny Matthews 0

When you think “credit score,” you probably think “FICO.” The Fair Isaac Corporation introduced its FICO scoring system in 1989, and it has since become one of the best-known and most-used credit scoring models in the United States. But it isn’t the only model on the market. Another popular option is called VantageScore, the product… Read More

The post Experian Credit Score vs. FICO Score appeared first on Credit.com.

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15 Numbers You Need To Know To Make Smart Financial Decisions

January 7, 2021 Penny Matthews 0

The Wall Street Journal lists 15 important numbers that everyone should know to make better financial decisions. Here they are, broken down by category.

The post 15 Numbers You Need To Know To Make Smart Financial Decisions appeared first on Bible Money Matters and was written by Peter Anderson. Copyright © Bible Money Matters – please visit biblemoneymatters.com for more great content.

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Why It’s Harder to Get Credit When You’re Self-Employed

January 7, 2021 Penny Matthews 0

Around 6.1% of employed Americans worked for themselves in 2019, yet the ranks of the self-employed might increase among certain professions more than others. By 2026, the U.S. Bureau of Labor Statistics projects that self-employment will rise by nearly 8%.  Some self-employed professionals experience high pay in addition to increased flexibility. Dentists, for example, are […]

The post Why It’s Harder to Get Credit When You’re Self-Employed appeared first on Good Financial Cents®.

How Long Does It Take To Get a Credit Card?

January 7, 2021 Penny Matthews 0

Generally speaking, it takes seven to 10 business days to get a credit card once you’re approved. The specific amount of time can vary as many factors throughout the process affect how fast you receive your card. Getting approved can…

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The post How Long Does It Take To Get a Credit Card? appeared first on MintLife Blog.

A September State of Mind

January 7, 2021 Penny Matthews 0

Hi friends. So sorry to go completely MIA on you. Between attempting online school with a five-year-old, much of California burning to the ground, and the general state total chaos in which we find ourselves, getting to the computer for any length of time has been a bit of challenge,…

The post A September State of Mind appeared first on Apartment34.